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Introduction
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What is a credit card?
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How do they work?
Credit Card
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Anatomy of a credit card
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Credit card Fees
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Things to know
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Contact Us
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Must Reads


Rewards of credit cards

Credit Cards! Freebies! Why?

Negotiate your fees

Track credit card error

Ignorance is not cheap

Top 9 things to do to protect your identification

Debt free, 7 day plan

Creative ways to pay down debt

Schumer's Box

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What You Are Getting

After reading this site, you should be able to pick the best credit card for your life style, know how to resolve disputes, take advantage of the many benefits credit cards have to offer and much more.

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Featured Articles

Spot credit card errors

Tracking credit card bill errors
Even big companies like your credit card companies can make mistakes. If a mistake is made on your credit card bill or bills, do you know how to spot the error or errors?

Paying down credit card debt

Creative ways to pay down your credit card debt
We have all sat and pondered over ways to pay down our credit card debt. Your credit card bills are pilling up; phone ringing uncontrollably, the credit card companies want at least the minimum payment. How do you make that extra cash you need to get the credit card company out of your hair or pay down your debt?

Your credit card debt free plan

Your get out of debt free plan
Are you tired of being in debt? Today is your day. Here is a 7 day debt diet that will help you jumpstart you journey to being credit card debt free.

Ignorance about credit cards

Ignorance is costing you big!
Yes, it sure is not cheap neither is it an excuse. Understanding how the credit card makes money informs you of ways you may be overcharged.


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Your Situation

You are in line at your favorite store, waiting to pay for that item that is going to make you the envy of the neighborhood. You are excited, just one lady ahead of you. You can not wait. You hear the cashier say “Your total is $193.85. How would you like to pay?” You watch as the lady whips out a card from her purse and swipes it. Ah, finally it’s your turn. Again the lady says “Your total is $352.93. How would you like to pay?” Sounds like a robot, doesn’t she? You, like the lady who was infront of you, whips out your card and swipes.

Do you understand what you just did? Does the lady who was ahead of you understand what she just did? Well, while you may only hope she will also be opportune to read this, I guess the question lies with you. So before you go on a swiping spree, ensure that next time you see a lady infornt whipping out her card to swipe, you can say, I understand what you just did, but the question is do you? Then you can point her to explainmycreditcard.com.

Explain my credit card
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Tip of the month

Paying off your debt is not hard.

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Useful Links

Credit Card Debt Settlement is a viable option for all those who are knee deep in debt and are planning for bankruptcy.

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