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 The name of the creditor to whom the debt is owed
The amount of debt
A statement that if the consumer within 30 days after receipt of notice
Disputes the amount, the debt collector shall furnish the consumer with a copy of the debt or judgment
Upon the consumer's written request provide the consumer with the original creditor if different from the present consumer and not disputing a debt is not an admission of liability.
Disputes the amount, the debt collector shall furnish the consumer with a copy of the debt or judgment
Upon the consumer’s written request provide the consumer with the original creditor if different from the present consumer and not disputing a debt is not an admission of liability.
Multiple Debts
If a consumer has multiple debts and makes a payment, payment can not be applied to a disputed amount and shall apply the debt in accordance to the consumer’s directions.
If a debt collector violates the Fair Debt Collection Practices Act, a consumer can sue for actual and punitive damages.
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